FlexFundz LLC · Direct business financing
FlexFundz LLC provides financing directly to small and mid-sized businesses. Every request goes through eligibility review, documentation requirements, and underwriting, and any financing is governed by a written agreement. Approval, amounts, terms, and timing are not guaranteed.
FlexFundz LLC is a business financing company based in Livingston, New Jersey. We review financing requests from business owners and, when a business qualifies, provide the financing ourselves. The applicant's relationship stays with FlexFundz from the first application through the life of the account.
We work only with businesses, not consumers. We ask for the documents we need to make an informed decision, explain the terms of any offer in writing, and answer questions by phone or email during business hours.
FlexFundz provides each of these products directly. Eligibility, amounts, and terms depend on underwriting review and are set out in the financing agreement.
A lump sum provided in exchange for a share of future business revenue, repaid as a percentage of receipts. Suited to businesses with steady card or deposit volume.
Typical review: time in business, monthly revenue, recent bank statements.
A revolving credit limit the business can draw from, repay, and draw again. Suited to recurring working-capital needs such as inventory or payroll timing.
Typical review: revenue history, cash flow, existing obligations.
A fixed amount repaid on a set schedule over an agreed term. Suited to planned investments such as expansion, renovation, or larger purchases.
Typical review: financial statements, credit profile, purpose of funds.
Financing for business equipment, vehicles, or machinery, generally secured by the equipment itself. Suited to businesses acquiring specific assets.
Typical review: equipment quote or invoice, business financials.
Financing to purchase or refinance property used by the business. Suited to owner-occupied commercial property.
Typical review: property details, appraisal, business and owner financials.
How it works
Every request follows the same four steps. Approval, amounts, terms, and timing are not guaranteed.
Complete the secure application with business and owner details, and upload recent bank and card processing statements. Text message updates are optional.
Our team confirms your information and contacts you if any additional documents are needed.
We review eligibility, cash flow, and documentation. Not every request is approved.
If approved, you receive the terms in writing to review before signing anything.
Questions about a request or an existing account? Reach us during business hours.
